THE OBJECT OF THE INSURANCE

EUROINS covers the prejudice that the Insured may cause due to his own fault to his patients, during and related to the performance of the professional activity for which he forwards a compensation application during the insured period, for damage committed by the insured during the insured period.

EUROINS cover moral damages and claims of the patient based on a final and irrevocable prejudiced judgment.

INSURED RISKS

• The amounts that the Insured must pay as compensation for prejudice caused by committing, during and related to the performance of his professional activity, within the competence limits of his/her free practice authorization, of acts of negligence which result in bodily injuries, illness or death of patients or in material damages to the goods belonging to them;
• Trial expenses that the Insured must pay in a civil lawsuit.

At the request of the Insured and in exchange for the payment of an additional insurance premium, EUROINS also covers prejudice resulting from moral damages.

OBLIGATIONS OF THE INSURED

To take all the necessary measures in order to prevent the occurrence of the insured events and also in order to limit the damages and the expenses in the case of the occurrence thereof;
To notify EUROINS in written within 24 hours from gaining knowledge, of any change which intervened during the validity period of the insurance contract, with respect to the data taken into consideration at the time of the conclusion of the insurance.

To notify EUROINS in written within a maximum of two calendar days after gaining knowledge, about any event which would fall under the coverage agreed upon through the present insurance contract or about any complaints relating to the insured event, providing all the information, data, background, papers and documents at his disposal.