THE INSURANCE COMPRISES

1. CASCO - insurance against damages and theft of the merchandise/passenger transportation vehicles (damages are included in the basic coverage);
2. Insurance against the liability of the transporter for prejudice caused by highway accidents to the passengers;
3. GREEN CARD - motor vehicle civil liability insurance, valid outside the territory of Romania – for non-EU countries;
4. Insurance for medical assistance and for medical expenses incurred abroad - for the driver;
5. Insurance against the interruption of the business due to insured risk.

THE OBJECT OF THE INSURANCE

EUROINS pays compensation to the Insuree for real gross profit loss by decrease of the turnover and/or increase in operation costs.

INSURED RISK

The risk insured by the policy is the profit loss registered as a consequence of the reduction of the turnover during the period of the interruption of the activity due to the occurrence of a covered risk.

INSURED PERIOD AND INDEMNITY PERIOD

• The insured period is the validity period of the INSURANCE CONTRACT, during which the insured event which generated loss due to interruption of activity occurred.
• The indemnity period (time period when compensation is paid) is the period when the result of the activity is affected as a consequence of its interruption, calculated from the time of the occurrence of the loss generating event and up to the removal of the effects of the event, without exceeding the maximum indemnity period specified in the present ADDITIONAL CLAUSE. By removing the effects of the event, one understands only the physical restoration of the affected production capacity, to the conditions before the occurrence of the insured event and not the restoration of the turnover to the same level reached before the occurrence of the insured event.
• The maximum indemnity period is of 30 days