THE OBJECT OF THE INSURANCE

EUROINS, on basis of the insurance contract and in exchange for the insurance premium paid by the Insured/Contracting party undertakes, at the time of the occurrence of the insured risks, to cover the costs/medical expenses generated by an accident and/or illness of the Insured and which led to the access of the Insured to the covered benefits.

INSURED RISKS

According to the current conditions and during the validity period of the policy, the insurance covers the risk of illness or accident of the Insured, according to the attached clauses mentioned in the Policy and agreed upon at the time of concluding the insurance, with a waiting period of 3 (three) months.
Period, mentioned in the insurance policy, calculated from the date of coming into force of the policy, which does not cover the costs / expenses as provided under the medical insurance, except for their events-caused accidents.

WHO CAN RECEIVE BY A PRIVATE HEALTH INSURANCE?

• Any person domiciled or resident in Romania and has aged, the entry into insurance, between 30 days and 60 years;
• Addicts (children dependents, spouse) may be provided by ensuring that end;
• The employees of companies (with between 18 and 60 years) can be Insured in the group policy that concluded in their favor employer.

 

WHAT BENEFITS TERMINATION OFFER PRIVATE HEALTH INSURANCE?

• Care in to the highest standards;
• Initial Consultations and investigations of using the latest technologies in the medical field;
• Views evolution or monitoring the patient at home;
• Surgery necessary in accordance with the terms of the insurance required.

OBLIGATIONS OF THE INSURED

To notify EUROINS within a maximum of 48 hours from gaining knowledge about any changes in the information taken into consideration at the time of the issuance of the policy;
To take the necessary measures in order to minimize the duration of the insured event, respecting the recommendations of the attending physicians, strictly following the prescribed treatment and refraining from activities which may negatively affect/influence recovery;
To subject to a medical examination carried out by a specialized physician approved by EUROINS, in the case of a request from EUROINS.