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FAQ
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» Agricultural Insurance
- » Which are the risks I can insure my crops and livestock against?
- » What is required to be submitted to the policyholder upon concluding the agricultural insurance (crop / livestock)?
- » Upon concluding the insurance policy, is there conducted any inspection of the insured’s area?
- » I have a claim for damages of significant amount. Is it possible to pay in advance part of the compensation before the final estimation and conclusion of the insurer’s liability conclusions?
- » In case of damage, is there provided methodological support to limit the insurance consequences of the event? (Insured event that is extending the damage).
- » What is the term for the payment of the compensation insurance?
- » What is the term the insurer must be notified upon the occurrence of an event?
- » In case of insurance paid by installment payment and the occurrence of damage, it is necessary to have all installments paid in full in order to receive any compensation?
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» Cargo Insurance
- » Who can subscribe to Cargo insurance?
- » What goods can be insured?
- » What is the period of the insurance?
- » How and where on can subscribe to insurance?
- » Is it possible to insure the already loaded cargo?
- » How is the amount of cargo insurance determined?
- » What is the currency of the insurance?
- » Is it possible to pay the insurance premium by instalments?
- » Is it necessary to conduct the goods inspection before concluding the policy?
- » How to proceed in case of an event?
- » What is the deadline to notify the insurer, in case of an event and to open the damage file?
- » Who is entitled to open the damage file?
- » It there undertaken any inspection of the damaged goods in case of damage? By whom and how?
- » What documents are needed in case of damage?
- » How is the insurance compensation determined?
- » Frequent Questions
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» Health Insurance
- » I want to buy the insurance “Insurance for medical assistance and expenses abroad”. What are the necessary documents and which are the requirements?
- » What countries is the “International travel assistance” insurance available for?
- » Where can I buy the “International travel assistance” insurance from?
- » Can I pay the “International travel assistance” in installments?
- » I will go to the EU and I have the European card for health insurance. Do I also have to buy the “International travel assistance”?
- » What should I do in case of any event?
- » I received the medical treatment abroad that I paid for. What should I do?
- » The documents that I submit must be translated into Romanian?
- » What is the timeframe for opening a damage file?
- » Can relatives / friends open the damage file?
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» Motor Insurance
- » I want to buy “Casco" insurance. Which are the conditions to insure the vehicle?
- » Where are the risk inspections of the vehicle conducted at?
- » What is the working time for the vehicle inspection in case of damage?
- » What is to be done in case of vignette and/or RCA policy loss?
- » I have RCA insurance and I want to travel abroad. What should I do?
- » I am involved in a car accident and the faulty person has RCA insurance with Euroins. What should I do?
- » I have RCA insurance and I am involved in a car accident and the other driver is the faulty person. How can I receive compensations?
- » I have Casco insurance that I pay in installments and if I lose the policy, the insurance policy must be fully paid in order to receive compensations?
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» Property Insurance
- » How and where can I buy my property insurance?
- » What can I insure?
- » What does this insurance cover?
- » How is the insurance price defined (INSURANCE PREMIUM)?
- » How is the insurance value of the property subject to insurance defined?
- » What is the currency of the insurance?
- » 7.Is there required any inspection for the insured property?
- » What property may a property insurance policy may be applied for?
- » It is possible that a subscribed policy may be terminated? How?
- » May the insurance premium be returned before the end of the validity of the policy?
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» Agricultural Insurance
- » Claims
- » Feedback
- » EUROINS Departaments
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- » Contest
What does this insurance cover?
STANDARD COVERAGE
EXTENDED COVERAGE
FULL COVERAGE
- FLEXA (fire, lightning, explosion, falling aircraft, accidental falls of objects, accidental and unintentional external hitting of an insured house and its enclosing fence
- SONIC BOOM
- DISASTERS / NATURAL DISASTERS:
- EARTHQUAKE
- STORM
- FLOOD BECAUSE OF NATURAL CAUSES
- LAND SLIDING
- PROPERTY - MAX 10% of SA for BUILDING
EXTENDED COVERAGE
- The risks of standard coverage plus the following risks:
- ATMOSPHERIC PHENOMENA: hail, heavy rain, hurricane, storm, tornado
- WEIGHT OF THE SNOW, ICE, AVALANCHE LAYER
FULL COVERAGE
- Risks of extended coverage, plus the following risks:
- ACCIDENTAL DAMAGE of water installations
- THEFT: burglary / robbery / use of original keys, destructive consequences of theft or attempted theft
- POLITICAL RISKS (strikes, riots, civil disturbances)
- VANDALISM
- EXPENSES with demolition, dismantling, or moving to another location, land clearing